26 December 2013
"Financial Supermarket" opened in the "Foxtrot"
First time on the market of Ukraine in "Foxtrot" was built for a unique retail project based on the activities of credit brokers in each store network.
The project makes the process as comfortable as possible consumer credit for buyers, sellers and banks. The leading national network sector of home appliances and electronics "Foxtrot" has launched an innovative service "Financial Supermarket", which greatly expanded the list of products to retail customers.
The essence of the new services that the client in a single loan window is able to send an application for consumer credit in several banks at the same time, and then choose the best offer!
Partner banks are connected to a single software package and in the mode of on-line provide reception of the loan application, the decision and return the response sent for signature by the client, the transaction authorization. This reduces the number of operators and increased credit trading area of the store.
Lending process profitable retailer and customer delight. After the client receives the highest level of approvals for lending by simultaneous scoring his loan application several banks. And spends 2 or even 3 times less time to process loans.
- This service can significantly increase the profitability of the network with the banks, because when the efficient management of the credit function on sales of loans can have higher margins than sales for cash - argued the team leader of the project "Financial Supermarket" Financial and Economic Department of the Group Management companies "Foxtrot" Tatiana Vikanova. Concept development and testing business model "financial supermarket" began in June 2012, and in November 2013 a project to fully earned in all stores "Foxtrot". - "Financial Supermarket" - a service that analogues in Ukraine is not, - said Vyacheslav Povroznik, executive director of the trade network "Foxtrot. Home Appliances ".
- Designed for maximum comfort buyers, it strengthens the competitive position of the network "Foxtrot", reduces the cost of network consumer credit more than 3 times and already profitable. Today, a financial broker gives almost 50% of all loans for the purchase of goods in the "Foxtrot". The global statistics speak for themselves: the average ticket size of loan is 4-5 times more than in cash. Therefore, it is important for business this innovative mechanism of credit sales, which makes the process as comfortable as consumer loans for buyers, sellers and banks, and is a growth driver for the trading network "Foxtrot.
The essence of the new services that the client in a single loan window is able to send an application for consumer credit in several banks at the same time, and then choose the best offer!
Partner banks are connected to a single software package and in the mode of on-line provide reception of the loan application, the decision and return the response sent for signature by the client, the transaction authorization. This reduces the number of operators and increased credit trading area of the store.
Lending process profitable retailer and customer delight. After the client receives the highest level of approvals for lending by simultaneous scoring his loan application several banks. And spends 2 or even 3 times less time to process loans.
- This service can significantly increase the profitability of the network with the banks, because when the efficient management of the credit function on sales of loans can have higher margins than sales for cash - argued the team leader of the project "Financial Supermarket" Financial and Economic Department of the Group Management companies "Foxtrot" Tatiana Vikanova. Concept development and testing business model "financial supermarket" began in June 2012, and in November 2013 a project to fully earned in all stores "Foxtrot". - "Financial Supermarket" - a service that analogues in Ukraine is not, - said Vyacheslav Povroznik, executive director of the trade network "Foxtrot. Home Appliances ".
- Designed for maximum comfort buyers, it strengthens the competitive position of the network "Foxtrot", reduces the cost of network consumer credit more than 3 times and already profitable. Today, a financial broker gives almost 50% of all loans for the purchase of goods in the "Foxtrot". The global statistics speak for themselves: the average ticket size of loan is 4-5 times more than in cash. Therefore, it is important for business this innovative mechanism of credit sales, which makes the process as comfortable as consumer loans for buyers, sellers and banks, and is a growth driver for the trading network "Foxtrot.